Purchasing a Home with Bad Credit or No Credit

You Still Have Plenty of Options...

Many people with bad credit, no credit, and even people without any proof of substantial income (i.e.bartenders, people who make a large portion of their wages from tips, etc.) are often discouraged and believe they could not qualify to for a home loan / mortgage.

Often times, this belief could not be any further from the truth. The fact is, with an experienced loan officer / mortgage broker that has access to a wide variety of mortgage programs, finding a loan program to fit your specific situation can be fairly simple process.

It is still fairly easy to qualify for a home loan even in today's market. There are still plenty of lenders out there that specialize in lending to potential home owners in these types of unique situations. Although qualifying for a home loan has become a bit more difficult in recent years as the local real estate market has slowed down and the amount of foreclosures have increased, there are still many loan options available for most people with less than perfect credit or little time working their current job.

This is a primary benefit to turning to a mortgage broker for your home loan instead of a local bank. Mortgage brokers generally have access to a much wider variety of mortgage lenders and loan programs and can make finding a mortgage program that suits your needs a fairly simple process.

The mortgage company that I work for (Home Loan Executives) is actually a full service mortgage bank AND broker. As a broker, we work with nearly every mortgage lender in the country. If we can't find a home loan or mortgage program that works for your situation, its highly doubtful anybody can.


For more information, Click Here or Give Josh a Call Today at: 520-360-7360